Actual interest rates and APRs may vary based on credit history.
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Home Loans - Online
Welcome to Farmers & Merchants State Bank Home Loans Online. We are available online 24/7 or please call us for a face-to-face appointment when it is convenient for you.
Key Benefits of a Farmers & Merchants Mortgage
Local Servicing Farmers & Merchants State Bank services most of our mortgages! This is a HUGE benefit to you as we are accessible face-to-face for the life of the loan.
Experienced and Reputable. Whether this is your first home or you are an experienced home-owner, Farmers & Merchants State Bank has the experience and products available to ensure the quality service you deserve.
Free Pre-approvals We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.
Confused about which program to choose? We offer a variety of loan options to choose from. We offer easy to understand explanations of each program on the site and a Personal Banker is always just a call or e-mail away!
