Lending

Mortgage Center

Local Servicing

Farmers & Merchants State Bank services most of our mortgages! This is a HUGE benefit to you as we are accessible face-to-face for the life of the loan.

Experienced and Reputable.

Whether this is your first home or you are an experienced home-owner, Farmers & Merchants State Bank has the experience and products available to ensure the quality service you deserve.

Free pre-approvals!

We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy-to-understand explanations of each program on the site and a Loan Officer or Universal Banker is always just a call or email away!

Rate Search

Quick Quote

NMLS#411936
Farmers & Merchants State Bank Loan Originators NMLS ID#s
Contact Info | Site Security | Terms of Use | What to Expect