Today's Rates
| Conventional | ||
| 30 Year Fixed Rate - Serviced by F&M State Bank | ||
| Rate | APR | Points |
| 7.125% | 7.223% | 0.000% |
| 15 Year Fixed Rate - Serviced by F&M State Bank | ||
| Rate | APR | Points |
| 6.625% | 6.780% | 0.000% |
| 7 Year Adjustable Rate-Serviced by F&M State Bank | ||
| Rate | APR | Points |
| 7.250% | 7.348% | 0.000% |
| 3 Year Adjustable Rate-Serviced by F&M State Bank | ||
| Rate | APR | Points |
| 7.000% | 7.189% | 0.000% |
| Home Equity | ||
| Home Equity Line of Credit Special | ||
| Rate | APR | Points |
| 7.500% | 7.500% | 0.000% |
Assumptions: To review loan assumptions associated with the above Rate/APR, please click on Rate or APR displayed, otherwise select Personalized Quote to input your actual loan details.
Local Servicing
Farmers & Merchants State Bank services most of our mortgages! This is a HUGE benefit to you as we are accessible face-to-face for the life of the loan.
Experienced and Reputable.
Whether this is your first home or you are an experienced home-owner, Farmers & Merchants State Bank has the experience and products available to ensure the quality service you deserve.
Free pre-approvals!
We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.
Confused about which program to choose?
We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy-to-understand explanations of each program on the site and a Loan Officer or Universal Banker is always just a call or email away!
